Coronavirus Stimulus Checks Make a Great Case for Basic Income

After the first round of $1,200 stimulus checks in spring of 2020, many Americans supported the idea of universal basic income (UBI)—some just didn’t know it yet.  Throughout the COVID-19 pandemic, millions have lost jobs and/or income. People are struggling to make rent, buy groceries, and pay medical bills, not to mention meet the costs of raising children. Some find themselves frantically searching for the best personal … Read more

Secured vs. Unsecured Loans: Which is Right for You?

All loans fall into one of two categories: secured or unsecured. A secured loan requires some kind of collateral. An unsecured loan does not. Understanding the differences between these two types of loans will help you choose the right option for your needs. To understand secured loans, you have to understand collateral. Collateral is defined … Read more