Dental procedures are stressful enough without having to worry about how to afford them. With many dental procedures, like fillings, crowns, and root canals, costing up to hundreds or even thousands of dollars, the price of dental care adds up fast. If you’ve recently undergone a dental procedure or need to have one soon, here … Read more
Desperate times call for desperate measures. But some desperate measures, like get rich quick schemes, might take that saying a little too far. If you’re in a bind and need money now, these are the money-making ventures you need to avoid. Multi-Level Marketing If you’re on social media, you’ve probably come across multi-level marketing. In … Read more
When you’re looking to borrow money, you might wonder whether you should choose a short-term or long-term loan. While both short-term loans and installment loans will put money in your pocket, the purposes they serve can be quite different. Pros of short-term online loans One of the best features of a short-term online loan is … Read more
After the first round of $1,200 stimulus checks in spring of 2020, many Americans supported the idea of universal basic income (UBI)—some just didn’t know it yet. Throughout the COVID-19 pandemic, millions have lost jobs and/or income. People are struggling to make rent, buy groceries, and pay medical bills, not to mention meet the costs of raising children. Some find themselves frantically searching for the best personal … Read more
Choosing the right credit card during the COVID-19 pandemic to get the best bang for your buck may seem tricky. If you’re willing to wait, you could load up points on a travel card and reap the benefits whenever jet setting returns to “normal.” But if you’re looking for more of an immediate impact, a … Read more
Emergency car repairs are similar to a broken bone. It’s extremely painful, and you know it’s going to cost you money, but you’re going to need to get it fixed so you can keep living your life. Whether you’re facing a blown radiator, flat tire, or new engine issue, here are a few tips and … Read more
All loans fall into one of two categories: secured or unsecured. A secured loan requires some kind of collateral. An unsecured loan does not. Understanding the differences between these two types of loans will help you choose the right option for your needs. To understand secured loans, you have to understand collateral. Collateral is defined … Read more
An emergency loan can be an essential tool in helping people get through a financial rough patch. Medical problems, car trouble and home repairs don’t wait for you to build your emergency fund. However, once you take on debt, paying it down can be its own struggle. Balancing debt repayment and daily bills can be … Read more
With TV shows returning from hiatus and new shows debuting in January, this might be a good time to reevaluate whether you really need cable. Cord cutting, or getting rid of your traditional cable service in favor of streaming services—like Netflix, Hulu, etc.—has become an ever-popular phenomenon with the rising costs of cable. According to … Read more
They say that patience is a virtue, but cash-strapped taxpayers don’t have the luxury to be patient when there’s available money on the table. Can you wait twenty-one days for that refund to come in? That’s a big ask after a year like 2020. Thankfully, there’s another option. Most tax preparation services offer tax refund … Read more
