All loans fall into one of two categories: secured or unsecured. A secured loan requires some kind of collateral. An unsecured loan does not. Understanding the differences between these two types of loans will help you choose the right option for your needs. To understand secured loans, you have to understand collateral. Collateral is defined … Read more
An emergency loan can be an essential tool in helping people get through a financial rough patch. Medical problems, car trouble and home repairs don’t wait for you to build your emergency fund. However, once you take on debt, paying it down can be its own struggle. Balancing debt repayment and daily bills can be … Read more
With TV shows returning from hiatus and new shows debuting in January, this might be a good time to reevaluate whether you really need cable. Cord cutting, or getting rid of your traditional cable service in favor of streaming services—like Netflix, Hulu, etc.—has become an ever-popular phenomenon with the rising costs of cable. According to … Read more
They say that patience is a virtue, but cash-strapped taxpayers don’t have the luxury to be patient when there’s available money on the table. Can you wait twenty-one days for that refund to come in? That’s a big ask after a year like 2020. Thankfully, there’s another option. Most tax preparation services offer tax refund … Read more
Looking for a faster way to get your tax refund? It might be possible with a tax refund loan. This particular financial device is formally known as a “tax refund anticipation loan” and often abbreviated as RAL. There’s a reason for the “anticipation” portion of that title. The amount of your tax refund, when calculated … Read more
cleverDome, Inc.™, a Phoenix-based B-Corporation that provides a community-driven solution to protect confidential consumer information by taking that information “Under the Dome”TM (i.e. secure and off the open Internet), today announced an agreement with Silver Oak Securities, Inc. to move its entire partner and advisor business “Under the Dome,” using the unique service provided by … Read more
There are distinct advantages in doing business locally. That includes lending institutions. People in need of a loan often start their search online, due to the vast selection of options available in the online loan market. There are even sites that will have you fill out one form and shop it to multiple lenders. Unfortunately, … Read more
A recent Credello survey had millennials share their financial resolutions of 2021. We found that saving remains top of mind, financial concerns are a daily occurrence, and despite 2020 being an all-around dumpster fire, most millennials remain optimistic. Here are a few of our most interesting finds, along with some tips for getting out of debt and setting … Read more
Bankruptcy can seem like the end of the world for your finances, especially if you need a loan. The good news is that while qualifying for a loan will be harder, it’s not impossible. You see, the type of bankruptcy plays a large role in your chances of securing a personal loan. Even then, you … Read more
In addition to the second stimulus checks for $600 per person that were announced as part of the Further Consolidated Appropriations Act (FCAA), the Act also contains tax reliefs for education, business meals, and help for those who did not receive the first stimulus check, reports Bambridge Accountants New York. More individuals and families will … Read more
