Secured vs. Unsecured Loans: Which is Right for You?

All loans fall into one of two categories: secured or unsecured. A secured loan requires some kind of collateral. An unsecured loan does not. Understanding the differences between these two types of loans will help you choose the right option for your needs. To understand secured loans, you have to understand collateral. Collateral is defined … Read more

3 Smart Ways to Use a Tax Refund Loan

Looking for a faster way to get your tax refund? It might be possible with a tax refund loan. This particular financial device is formally known as a “tax refund anticipation loan” and often abbreviated as RAL.  There’s a reason for the “anticipation” portion of that title. The amount of your tax refund, when calculated … Read more

cleverDome and Silver Oak Securities to Provide Military-Grade Cybersecurity to Advisors and Representatives

cleverDome, Inc.™, a Phoenix-based B-Corporation that provides a community-driven solution to protect confidential consumer information by taking that information “Under the Dome”TM (i.e. secure and off the open Internet), today announced an agreement with Silver Oak Securities, Inc. to move its entire partner and advisor business “Under the Dome,” using the unique service provided by … Read more

Financial Resolutions 2021: Millennials Worry Daily About Money, but Optimistic for the Future

A recent Credello survey had millennials share their financial resolutions of 2021. We found that saving remains top of mind, financial concerns are a daily occurrence, and despite 2020 being an all-around dumpster fire, most millennials remain optimistic. Here are a few of our most interesting finds, along with some tips for getting out of debt and setting … Read more

More Families Can Claim Earned Income Tax Credit and Child Tax Credit, Announced With Second Stimulus Checks, Reports Bambridge Accountants New York

In addition to the second stimulus checks for $600 per person that were announced as part of the Further Consolidated Appropriations Act (FCAA), the Act also contains tax reliefs for education, business meals, and help for those who did not receive the first stimulus check, reports Bambridge Accountants New York. More individuals and families will … Read more