iQuanti: Refinancing a mortgage is essentially replacing your current mortgage with a new one, often to take advantage of lower interest rates. A common reason for a cash-out mortgage refinance is to gain access to cash that can be used for improvements. The difference between a refinance and a cash-out refi is that in a … Read more
iQuanti: Mortgage rates are determined by a number of factors, many of which depend on the circumstances of the individual borrower. There are also general trends in mortgage rates, such as the recent low mortgage rates that have inspired many homeowners to consider a mortgage refinance from Discover or another lender to take advantage of … Read more
iQuanti: A closed-end home equity loan can be a great choice for your finances depending on your circumstances. It can be a very attractive option if you have an opportunity to take advantage of low home equity loan rates available from Discover and other competitive lenders. That said, before making any major financial decisions, especially … Read more
iQuanti: A home equity loan, also known as a second mortgage, is a common tool that smart homeowners use to pay for various needs. Everyone’s situation is different, and be sure to speak with a professional to know what will be best for you. But in any case, it’s always worth looking into how you … Read more
iQuanti: Your eligibility for a home equity loan can depend on a number of factors, but you’re likely to be approved if you have at least 20% equity in your home, you have a favorable debt-to-income ratio, good credit score, and a history of timely payments. These factors can also help you qualify for more … Read more
With a national roadmap to business and border openings across Australia announced, businesses in lockdown states can prepare for re-opening. But for many, a little help may be required to get back to business. Leading non-bank lender Liberty has worked with business owners for almost 25 years and understands their myriad lending needs. With a range of … Read more
A reverse mortgage is a type of loan for property owners who are at least 55 years old. With a reverse mortgage, the property owner can use their home equity to borrow cash either as a lump sum or in installments. The best part is there are no monthly payments. Instead, the loan and interest … Read more
iQuanti: Student loans are among the most burdensome and lingering debts for many Americans, especially as people move into their 30s and 40s. Those who are dealing with a ton of loan debt may be ready to jump on any opportunity to save money and get out of debt faster. Refinancing student loans is a way to do … Read more
iQuanti: Reverse mortgages provide many benefits for retirement-aged homeowners who want to tap into their property’s equity. With a reverse mortgage, borrowers can access cash to help fund their retirement and cover their expenses without having to make monthly payments on the loan. The question is: What happens when and if the reverse mortgage is … Read more
iQuanti: In the United States, there is no legal limit to how often you can refinance your home. Each lender has different rules for how often you can refinance, and depending on your circumstances you may be able to save more. A mortgage refinance from Discover or another major lender can help you save money … Read more
