What Makes Mortgage Interest Rates Rise and Fall?

iQuanti: Mortgage rates are determined by a number of factors, many of which depend on the circumstances of the individual borrower. There are also general trends in mortgage rates, such as the recent low mortgage rates that have inspired many homeowners to consider a mortgage refinance from Discover or another lender to take advantage of … Read more

4 Smart Ways to Use a Home Equity Loan

iQuanti: A home equity loan, also known as a second mortgage, is a common tool that smart homeowners use to pay for various needs. Everyone’s situation is different, and be sure to speak with a professional to know what will be best for you. But in any case, it’s always worth looking into how you … Read more

How Much Equity Does One Need for a Home Equity Loan?

iQuanti: Your eligibility for a home equity loan can depend on a number of factors, but you’re likely to be approved if you have at least 20% equity in your home, you have a favorable debt-to-income ratio, good credit score, and a history of timely payments. These factors can also help you qualify for more … Read more

Liberty helps SMEs get back to business

With a national roadmap to business and border openings across Australia announced, businesses in lockdown states can prepare for re-opening. But for many, a little help may be required to get back to business.  Leading non-bank lender Liberty has worked with business owners for almost 25 years and understands their myriad lending needs.  With a range of … Read more

5 Reasons to Refinance Your Student Loans

iQuanti: Student loans are among the most burdensome and lingering debts for many Americans, especially as people move into their 30s and 40s. Those who are dealing with a ton of loan debt may be ready to jump on any opportunity to save money and get out of debt faster. Refinancing student loans is a way to do … Read more

What Happens to a Reverse Mortgage When It’s Inherited?

iQuanti: Reverse mortgages provide many benefits for retirement-aged homeowners who want to tap into their property’s equity. With a reverse mortgage, borrowers can access cash to help fund their retirement and cover their expenses without having to make monthly payments on the loan. The question is: What happens when and if the reverse mortgage is … Read more

How Often Can You Refinance Your Home?

iQuanti: In the United States, there is no legal limit to how often you can refinance your home. Each lender has different rules for how often you can refinance, and depending on your circumstances you may be able to save more. A mortgage refinance from Discover or another major lender can help you save money … Read more