PointServ announced today that the company now offers INSTANT IRS Tax Transcripts returned directly from the IRS Income Verification Express Service (IVES). Unlike traditional 4506-C workflows, the new process does not require any forms or signatures. Instead, borrowers complete a simple step on the IRS website to securely authorize transcript delivery. “We’re thrilled to go live with this … Read more
TitleEase, a title and settlement services franchise business, has announced it is now licensed as a Title Agency with the Texas Department of Insurance. “We are thrilled to announce that TitleEase is licensed in the State of Texas and can provide title services and offer title franchises in that state,” said Joseph D’Urso, CEO of TitleEase. … Read more
CMG Home Loans, the retail division of well-capitalized privately held mortgage banking firm CMG Financial, announced today that it is enhancing its product menu with more affordable construction financing options. With lower upfront costs than many other construction programs, CMG’s construction financing solution will provide home buyers a much-needed breath of fresh air in a low-inventory, … Read more
iQuanti: Refinancing a mortgage is essentially replacing your current mortgage with a new one, often to take advantage of lower interest rates. A common reason for a cash-out mortgage refinance is to gain access to cash that can be used for improvements. The difference between a refinance and a cash-out refi is that in a … Read more
iQuanti: Mortgage rates are determined by a number of factors, many of which depend on the circumstances of the individual borrower. There are also general trends in mortgage rates, such as the recent low mortgage rates that have inspired many homeowners to consider a mortgage refinance from Discover or another lender to take advantage of … Read more
iQuanti: A closed-end home equity loan can be a great choice for your finances depending on your circumstances. It can be a very attractive option if you have an opportunity to take advantage of low home equity loan rates available from Discover and other competitive lenders. That said, before making any major financial decisions, especially … Read more
iQuanti: A home equity loan, also known as a second mortgage, is a common tool that smart homeowners use to pay for various needs. Everyone’s situation is different, and be sure to speak with a professional to know what will be best for you. But in any case, it’s always worth looking into how you … Read more
iQuanti: Your eligibility for a home equity loan can depend on a number of factors, but you’re likely to be approved if you have at least 20% equity in your home, you have a favorable debt-to-income ratio, good credit score, and a history of timely payments. These factors can also help you qualify for more … Read more
With a national roadmap to business and border openings across Australia announced, businesses in lockdown states can prepare for re-opening. But for many, a little help may be required to get back to business. Leading non-bank lender Liberty has worked with business owners for almost 25 years and understands their myriad lending needs. With a range of … Read more
A reverse mortgage is a type of loan for property owners who are at least 55 years old. With a reverse mortgage, the property owner can use their home equity to borrow cash either as a lump sum or in installments. The best part is there are no monthly payments. Instead, the loan and interest … Read more
